Privacy Policy
Your financial data is yours. This policy explains what we collect, how we use it, and the control you have over it.
Last updated: September 25, 2026
Information we collect
Account information you provide, such as your name and email when you create an account.
Financial data you choose to connect (transactions, balances, and account metadata), accessed read-only through our data provider, Plaid. We never receive or store your bank login credentials.
Usage data, such as how you interact with the app, used to improve the product.
How we use your information
To provide the core service: tracking spending, forecasting cash flow, and powering the Oakhold assistant with insights grounded in your data.
To secure and improve the product, and to communicate with you about your account.
We do not sell your personal or financial data to third parties. Ever.
Service providers
Website hosting: our website, oakhold.ai, is hosted and delivered by Cloudflare, Inc. (Cloudflare Pages). When you visit the site, Cloudflare processes your IP address and request metadata (such as the page requested, browser type, and time of the request), including in its logs, in order to serve the website.
Beta sign-up form: if you ask for a heads-up when the beta opens, the email address you enter is processed by Formspree, Inc., which receives the form submission and forwards it to us by email. The form collects only your email address, and we use it only to tell you when the beta opens.
Data retention & deletion
You can disconnect any account or permanently delete all of your data from within the app at any time. When you delete your account, we remove your personal and financial data from our systems.
Your rights
Depending on where you live, you may have rights to access, correct, export, or delete your personal data. You can manage and delete your data directly in the app, or contact us at privacy@oakhold.ai.